Fractional CFO · Central Valley, California

Your Personal CFO.Let's build a stronger business.

You built the business. I help you make it stronger. From cash flow and profitability to better systems and smarter growth, I work alongside owners to find the problems, build the solutions, and turn opportunities into results.

Let's talk about your business Boost my business → Zack Anderson, CMA · CFO & Business Advisor
Sound familiar?

Good businesses, running on bad information.

Sales are up, but the bank account isn't.

Growth ties up cash in receivables, inventory and payroll before it ever pays you back. So you end up robbing Peter to pay Paul.

I'm not sure which jobs actually make money.

Without true costing, the work that wins can be the work that loses, and every new sale makes it worse.

Everything still runs through me.

The business is capped at your hours. Decisions wait on you, and stepping away for two weeks feels impossible.

How I help

Give me one problem in your business.
I'll show you what we can do about it.

01 · UNDERSTAND

Understand the business

I get into your real numbers and how work actually flows: cash, costs, people and systems. No 80-page deck.

02 · FIND

Find the opportunity

We rank what's costing you the most and decide together what's worth fixing first, and what can wait.

03 · BUILD

Build the solution

Then I build it with you: the cash forecast, the costing, the reporting, the system your team actually uses.

Three ways to start

Built for any owner.
Sized to your business.

A shop with eight people and a packer with eight hundred need different things. Start where it makes sense and go further when the business is ready.

Start small One problem

One-Time Project

Have a specific problem? Let's fix it. A cash flow model, a pricing tool, a CRM that actually gets used, an app your crew runs on.

  • Fixed price, agreed upfront
  • Built with you, handed over
  • Set up for how your team works
Start with clarity 30 days

30-Day Assessment

Thirty days inside your numbers. Every leak ranked by dollars, your plan laid out, your portal live with a baseline score.

  • Findings delivered either way
  • Your scalability score
  • A plan you can run with or without me
Go all in Monthly

Apex Boost

Your personal CFO. Weekly working sessions, a direct line, one priority build every month, and a score you can watch move.

  • Weekly session on your numbers
  • One build every month
  • The full portal
Find your fit

What can you put toward this?

Apex Boost at $7,000 a month is the full partnership. Slide down and see exactly what changes at each level.

$7,000/ month
$2,000$3,500$5,000$7,000
Estimated fit Estimate until discovery
Apex Boost

    Create your profile Schedule 15 minutes
    Send this to Zack

    Or email it from your own inbox →

    An estimate to start the conversation. Scope and price are confirmed together, in writing, after discovery.

    Your client portal

    Watch your business
    get stronger.

    Most consulting disappears between meetings. Mine doesn't. Every client gets a private portal: your scalability scorecard, what we're building right now, and what's next, tied to the scope we signed.

    Scalability ScorecardSample · try it
    0Scalability
    Tap a step to mark it done and watch the score move.

    Start with the free self-check: ten areas, a few minutes, your top three constraints. Create your profile →  ·  Client login →

    Zack Anderson standing in a farm field
    • CredentialCertified Management Accountant (CMA)
    • ExperienceFinance leadership at ag, food and manufacturing companies from $5M to $1B
    • TransactionsFour full-cycle closes, from $60M to several hundred million
    • BaseMadera, in California's Central Valley
    Meet Zack

    I've sat in the seat.

    "I know what it's like to run a good business on bad information and lie awake over cash. I'll tell you the truth about your numbers, even when it's hard, and then I'll roll up my sleeves and help you fix it."

    The $250K problem

    At a manufacturer, $250,000 in rebates owed to the company was sitting on the balance sheet, accrued and never collected. Finding it was the easy part. Building the process so it never piled up again was the real work.

    The margins nobody could see

    At a $130M fertilizer company, the margins looked healthy, but credits that weren't coming back were propping them up. We corrected the numbers, built the finance team, and put in dashboards so leadership could make decisions on real information.

    The owner in the middle of a sale

    A produce operation was mid-sale when the numbers started telling a different story. The review surfaced the problems before a buyer's team did. The owner got the facts first, the price was renegotiated on real numbers, and the sale still closed.

    Client and employer details are kept confidential.

    Insights
    New · 6 min read

    AI won't fix your books. It'll just get you to the wrong answer faster.

    Every owner is being sold AI right now. Here's what it actually needs from your business first, and how I use it with clients.

    Read it →

    All insights →

    Get started

    Tell me what's holding your business back.

    One paragraph is plenty. You'll hear back from me directly, usually the same day. Or grab 15 minutes on my calendar.

    Book 15 minutes → zack.anderson@apexspcfo.com (559) 474-2367